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The following is an addendum to An Enemy Lies Within, where, in the section on liberating others, we expose several ways Christians in America are being deceived by their carnal mind. Here, we address the way God views wealth and His prescription for investing it.
Warning: this will be one of the most threatening articles we have written. The reader will be tempted to dismiss it as impractical nonsense. Be encouraged: God is the wisest wealth manager and investment counselor. More importantly, He loves His children and knows what they need before they ask. Hear Him out on this; His objective is your highest return on the investment He has made in you.
As we begin, let’s first address the notion of wealth. Because we are community people – members of the Body of Christ and one another – it is important that we consider wealth relationally. Wealth is a relative consideration. Some of God’s people are wealthier than others, and that is not necessarily a bad thing. We learn in the Parable of the Talents that God entrusts more to some than to others (Matthew 25:14-30). Furthermore, Jesus instructs us that “to whom much is given, from Him much will be required (Luke 12:48)”. In His sovereign omniscience, God determines the amount of wealth each one should have.
So, who is wealthy among you? Let’s take a look at some surprising statistics. According to the Federal Reserve’s Survey of Consumer Finances, the average net worth of all U.S. families is $692,100. Using the calculator provided by the Global Rich List, we discover that the average American family is worth more than 98.74% of everyone else in the world. Using the more conservative median figure ($97,300) puts the average American in the top 8.31% wealthiest people in the world (i.e., wealthier than over 91%).
The statistics relative to income are even more startling. A U.S. worker making the federally mandated minimum wage ($7.25/hour) earns more salary than 92.2% of workers in the rest of the world. The statistics don’t lie: American Christians are rich.
Given these statistics, it is easy to understand why Christians should be giving more careful attention to the way we manage our wealth. Jesus put it this way: Read the rest of this entry »
I am old enough now to sense my time in this temporal world coming to a close. I may have 20 (or 30) more years left to produce the fruits of righteousness – to make a significant impact for the kingdom of God. That is half (or less) of the time I have already been here… and there is so much more I want to walk in for my Lord, my Father’s glory, and my future usefulness in eternity. I do not have a particular expectation; although, I will confess a strong desire for experience of the greater than life all believers have been promised (John 14:12).
I am grateful that my current work does not require good knees and shoulders; I am just a pen. More than anything, I find solace knowing He has numbered my days and has a plan to glorify Himself with this vessel, instrument, and weapon. I am concerned that I may have disqualified myself from some great exploit – and may continue to do so. I truly do not want to leave anything on the road (as cyclists say). God help me!!
The closer I get to the end, the more important choices become – not just the ones I am forced to make, but those that I may be avoiding. To know what to do and to not do it is as much a sin as doing something that you know you should not. Furthermore, I suspect my carnal mind has a way of distracting me, not only from what I know to do, but from seeking to know what I should. It concerns me that this latter distraction is akin to not having “the love of the truth” that saves (2Thessalonians 2:9-11).
In my study of the carnal mind, I discovered that its development has been much helped by the environment in which I have been raised. From my formative years, I have been inculcated into the American mindset and dependence on its systems. It is important to recognize that much of what we think as Americans has been adopted by the church here as christianly thinking, without much thinking at all.
Objective consideration should at least give one pause, if not fear, regarding the eternal ramifications of an Americanized gospel. For example, how are Christian’s supposed to think about wealth? Should it not get more of our attention – particularly since we are the wealthiest nation in the world? Read the rest of this entry »
For the love of money is a root of all the evils, and some by longing for it have wandered away from the faith and pierced themselves with many griefs. 1Timothy 6:10
Materialism is a mindset that substitutes the things of this world for the promises of God. This includes security, comfort, peace, joy, etc. In the Scriptures, materialism is called by another name: Idolatry.
The use of “wandered” – in the verse above – is interesting. In the Greek, it means “to go astray, stray away from”. It is a passive action; like a child wandering away from his mother.
In other words, materialism is not something we actively set our minds to pursue, like adultery or murder. It comes to us like an unseen toxin or cancer, many times wrap in attractive packaging. We don’t have to ask for materialism; it is an active agent – a catalyst for many kinds of sin.
Most American Christians are born into materialism. It is a big part of our culture – an inherent measure of the American Dream. “Keeping up with the Joneses”, once viewed as a negative pursuit, has now become an obligation. Homeowners’ association and our kids demand it. We have been deceived into thinking that making our neighbors and children happy is a redeeming activity. In reality, it is simply an excuse to procure more stuff.
From a Romanian pastor: “In my experience, 95% of the believers who face the test of external persecution pass it, while 95% of those who face the test of prosperity fail it!” Church leaders in China are recognizing the same threat. While persecution serves as a catalyst for church growth, China’s newfound prosperity is drawing believers away.
Assuming that Americans are somehow immune to this disease is both arrogant and dangerous – for ourselves and our children. To avoid or break free from the poison of materialism, we must recognize and respect it as our enemy. We must set our minds against it.
Once we acknowledge the potential for brokenness in the set of our mind, we become free and empowered to a healthy suspicion of the way we think and the affect that thinking has on our hearts. At this point, we must be particularly cautious.
The vast majority of the articles God uses me to write are to encourage, edify and equip. This one is different. It may encourage, edify and equip you; but that is not my primary intent. I am writing it because I need your help; help in discerning what God is trying to say to me, and to the body of Christ, about our wealth and the coming storm. I am writing with the hope of hearing the LORD’s voice in community.
To begin, let me establish a baseline for the meaning of “wealth”. Here are some statistics that I have heard over the past few years:
- Those living at or above the poverty line in America are in the 95th percentile of the wealthiest people in the world. In other words, 95% of the people in the world live on less than the poverty level in America.
- Similarly, those that live at or above the median American income are in the 99th percentile of the wealthiest people in the world.
The vast majority of Americans are “wealthy” when compared to the rest of the world – including most of our Christian brethren. These stats don’t tell the whole story, but they do help us appreciate what God has entrusted to those of us that live in this nation.
Now, there are two particular passages of Scripture that have been haunting me for the last few years. Read the rest of this entry »